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Q: What happens if I do not have auto insurance and am sued for causing an accident?

A: In this scenario, the first step will be to find a qualified defense attorney who has experience in handling liability cases. Regardless of the outcome, you will be responsible for paying your attorney and any applicable court costs. 

If the court determines that you are responsible for damages to the plaintiff (the person who is suing you), then you will have a judgement entered against you. This judgement will be for a specific amount of money, which will be determined at trial. Depending on the circumstances surrounding the accident and the actual damages caused, the dollar amount may be substantial. If you are unable to pay or if you refuse, the plaintiff may proceed with legal action in order to recover the judgement. This may include freezing your assets, wage garnishment, etc.





DISCLAIMER: This website provides only general information intended to be a starting point for most legal issues. This information is not legal advice, nor is it intended to create any binding advisory relationship. Do not take action based upon this information unless you consult with an attorney or other specialist.