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Q: I let a friend borrow my car and they were involved in an auto accident. Will I be held liable if the accident was my friend’s fault?

A: The best way to answer this question is to review your insurance policy or ask your agent for additional information surrounding this type of situation. Some insurance policies extend coverage if the car owner gives his/her permission for another to operate their automobile. However, if your friend was intoxicated, a known reckless driver or did not have a driver’s license, you may be liable for negligence in allowing someone that you knew could potentially cause an accident to operate your automobile. 

A growing number of states are beginning to hold car owner’s liable for damages that result in allowing someone else to operate his/her automobile. The best way to find out how you will be regarded in this situation is to check with your insurance company and review the wording of your policy carefully. In addition, you should consult an attorney right away in order to help protect your rights.





DISCLAIMER: This website provides only general information intended to be a starting point for most legal issues. This information is not legal advice, nor is it intended to create any binding advisory relationship. Do not take action based upon this information unless you consult with an attorney or other specialist.