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Q: As we were leaving our driveway, we accidentally hit a car that was partially parked in our drive approach. The insurance company, who represents the owner of the parked car, has initiated a subrogation claim against us. We did not have insurance at this time this accident occurred. Who is responsible?

A: The simple answer is that the individual who is responsible for the accident is also responsible for any damages that it caused. On the other hand, if you were only partially at fault, you may only be responsible for a portion of the claim. This will depend on the laws of each individual state, but it is important to note that you can negotiate the amount of damages that is being sought or you may be able to arrange a payment method to settle the claim.             





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